Flexible Financing Made Easy – Get the Furniture You Love with Acima!

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01. Choose from a Wide Selection of Furniture

Get high-quality furniture with Acima’s flexible lease-to-own solutions—no credit needed!* Choose from our extensive selection of furniture, including sofas, beds, dining sets, and more. Apply online or visit us in-store to get started.

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02. Get Approved for Up to $6,000

Acima’s fast and easy application process won’t impact your credit score. You could get approved for $300 to $6,000 of shopping power by meeting these simple requirements:

✔ An active checking account with at least $750 of monthly income
✔ Three months of income history with your current source of income
✔ A government-issued photo ID or SIN 

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03. Shop for Furniture at Overstock Sales North

Once approved, shop our collection and select the furniture you need—up to your approved lease amount. Acima will make the purchase on your behalf and lease it to you under flexible terms.

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04. Checkout and Set Up Payments

🛒 Easy Checkout – Provide your lease details in-store, use “Acima Checkout” online, or check out via the Acima mobile app.
📃 Review & Sign – Receive a lease agreement of 12 months or longer to review and sign.
💳 Flexible Payments – Make an initial lease payment and choose a payment schedule that works best for you.

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Take Home Your Furniture Today!

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